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What is "Buy Here Pay Here"?

Updated: Sep 9, 2021

What is In-House Financing or “Buy Here Pay Here”

For customers with good credit, bad credit, or no credit going to In-House Financing Dealerships is one of, if not the easiest way to be accepted for a loan for a vehicle. When you buy a new car, new car dealerships will only accept financing from large and established banks, like Chase, Bank of America, Wells Fargo, and etc… These banks have an extensive analysis to determine if someone should be approved for Financing. If you plan on buying a used car at a Used Auto Dealers Near Me you can also go to a smaller bank and credit bureaus like Bank of Texas, Origin Bank, Central Bank, and etc… Their analysis may not be as extensive as a larger bank but if you have bad or no credit you may not still be approved for an auto loan by a small bank or credit union. That is where the “Buy Here Pay Here” option at used car dealerships by me come into play. Good credit, poor credit, or no credit here at Rosa’s Autos Sales to be a qualified buyer we only care for 3 items to be approved for In-House Financing:

  1. Proof of Income (Check stubs, Income tax, or other forms of proof)

  2. Proof of Residence (ex. Utility bill or Lease Contact)

  3. 5 Contacts References (These contacts are to help us get in contact with you if we are unable to get in touch with you)

Call us today at (713)921-3560 to see if you qualify for our In-House Financing Plan!





Our Customers are our #1 Priority



We love to meet new customers and welcome previous customers. We pride ourselves in trying to help each one of you. We at Rosa’s Auto’s Sales are a family and we treat everyone one of you as a family. We understand that difficult situations come up from time to time and we will try our hardest to help in anyway, and will take situations on an individual basis. Here at Rosas Autos we offer low interest rate.

We Accept Trade In’s

Rosa’s Auto Sales, Inc. is a Dealership That Buy Cars from you. If you want to get a new vehicle and trade in your old one this is the sign to do it. We want to show you the clients that we are serious. We will pay for your trade in with cash! Rosas Auto Sales one of the best Used Car Dealerships in Houston is located at 408 Sgt Macario Garcia Dr. Houston, TX, 77011 we are excited to see your trade in.

Call Us Today!



Good credit, bad credit, or no credit contact Rosa's Auto Sales, Inc. today and get approved for our pay here program. Your search for “Vehicle Dealerships Near Me” can end here. Call us today at (713)921-3560 or come visit us at 408 Sgt Macario Garcia Dr. Houston, TX, 77011 and see what vehicles we have for you. We are open to discuss different financing plans and we want our customers to be happy in the end.


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